LMCU - John Milz

Get quick and accurate financial advice when you are buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and I am committed to providing you customer service that exceeds your expectation.

Buying a home is the largest purchase that most people will ever make. Finding a trusted partner to help guide you through the mortgage process is essential to ensure a smooth, efficient closing. I have over 24 years of experience in the Southwest Florida market, and I have closed well over 2,500 loans for my clients. I consistently get the highest marks from my clients and realtor partners when it comes to service during and after the loan process. LMCU offers competitive rates and low closing costs, and I enjoy being part of a highly professional team of experts. LMCU also services 100% of our mortgages – that’s a rarity these days.

I'm Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral. I specialize in: Low down payment mortgage options First-time homebuyer loans in Fort Myers and surrounding areas Refinance solutions tailored to local homeowners Spanish-speaking support for families who want a smoother mortgage experience Whether you're buying your first home or refinancing, I'll guide you through every step with clear communication and quick approvals. Let's get you pre-approved and one step closer to homeownership with local guidance you can trust.