Justin Byler

Capital City Home Loans is a true partner and advisor throughout the homebuying process, providing exemplary service from the first conversation to beyond the closing table. Guiding you through the loan process step by step, to providing innovative lending products, Capital City Home Loans is the right choice for your mortgage lending needs.

Capital City Bank, with a strong presence in Florida, Georgia, and Alabama, offers a comprehensive range of banking services including personal and business accounts, loans, and wealth management solutions. The bank is committed to providing flexible financing options tailored to meet diverse customer needs, supported by the full faith and credit of the U.S. government. Rachel Greynolds serves as the Regional Experience Manager at Capital City Bank in Panama City Beach, Florida, where she has advanced her banking career since 2013. Under her leadership, the bank continues to focus on delivering exceptional customer service and innovative financial solutions to the community. Generated from the website

As market president, Emory Singletary provides local leadership and guide the development and delivery of Capital City products and services, further strengthening the Company's position in Bay County. An accomplished career banker, Singletary has over three decades of experience in banking and financial services and an extensive background in commercial lending. He has held executive-level positions with SouthTrust, People's First Community Bank, VisionBank, Doral Bank and most recently, SmartBank. Singletary's impressive educational background includes a bachelor's degree from Troy State University in Troy, Alabama, as well as graduation from the American Bankers Association's Florida School of Banking and Louisiana State University Graduate School of Banking. Singletary demonstrates the Capital City Bank commitment to community, serving on the Bay County Chamber Military Affairs Committee and as an active member of the Alignment Bay County Operating Board. Singletary and his wife Beth reside in Bay County.