Florida Automobile Joint Underwriting Association
The Florida Automobile Joint Underwriting Association (FAJUA) serves licensed drivers and vehicle owners who have difficulty obtaining insurance from traditional providers, functioning as a high-risk market or market of last resort. Established by Florida Statutes in 1973, it requires all insurers authorized to write automobile liability or physical damage insurance in the state to become members and adhere to its governing rules.
FAJUA plays a crucial role in providing access to essential insurance coverage for those in higher risk categories, ensuring that no driver is left uninsured. Through its organized structure and membership obligations, it strives to maintain a consistent standard of service within Florida's automobile insurance landscape.
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