Flagstar Bank Loan Center

Full-service mortgage broker serving all Florida residents, with specialized expertise in DSCR, Non-QM, and Non-Conforming loans. 1st Florida Mortgage Lending was founded by industry veterans with over 20 years of mortgage experience. From our Miami-Dade office, we've helped countless Florida residents secure their dream homes and investment properties. While much of our business comes from working with Realtors and their clients in areas like Miami, Kendall, Coral Gables, South Miami, and Pinecrest, we proudly serve borrowers throughout the entire state of Florida. As a boutique mortgage broker, we specialize in finding creative solutions for borrowers who may not fit conventional lending criteria. Whether you need a DSCR loan for your investment property, bank statement programs for your business income, or Foreign National loans, our experienced team will work diligently to find the right mortgage solution. We also offer conventional, FHA, VA, and other traditional loan products. Our commitment to personalized service means we work closely with each client to overcome any roadblocks that may arise during the loan process. This client-first approach, combined with competitive rates and deep market knowledge, has made us a trusted mortgage partner for Florida homebuyers and investors alike.

My name is Carlos Carvajal and I am the Co-founder and Broker for NXT LVL Lending. We are committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable staff. From your first home to the expansion of your real estate portfolio, we are commitment to helping you at every stage of your financial life. Contact me today!