Certainty Home Lending

Michelle Gemmell is your Jacksonville local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Michelle is committed to helping homeowners with home purchase loans and refinances. Contact Michelle at (954) 331-8819 for more information!

Jacksonville and Ponte Vedra Beaches leading mortgage broker organization serving the Greater Jacksonville and Beaches areas with FHA, Conventional, VA, Jumbo and Condo Loans.

SWBC Mortgage Corporation is a full-service mortgage lender approved with FNMA, FHLMC, and GNMA. Headquartered in San Antonio, Texas, SWBC Mortgage has been providing mortgage banking services since 1988. SWBC Mortgage credits its superior performance and growth to a commitment to quality service and to its highly experienced team members—many of whom have been employed by SWBC Mortgage for more than 15 years. SWBC Mortgage’s innovativeTurnKey® app is an online point-of-sale tool that vastly streamlines and simplifies the mortgage application process, creating a superior user experience, thus making the process easy to purchase or refinance a property. Financing a home can be complicated, people have a hard time finding a lender they can trust. Together, we explore your options and help you find a home loan you’ll feel great about. Contact us at SWBC Mortgage so we can help you "Find The Happiest Way Home."