Brevard County Housing Finance Authority

The Brevard County Housing Finance Authority in Titusville, FL, offers programs aimed at facilitating homeownership for first-time buyers, including a 30-year fixed-rate mortgage and down payment assistance of up to $15,000. The authority also provides mortgage credit certificates to help reduce annual tax liabilities, making homeownership more accessible for qualified individuals.

To qualify for these programs, buyers must meet specific criteria such as having a minimum FICO score of 640, adhering to income limits, and being first-time homebuyers, with exceptions for military veterans. The authority has designated target areas within Brevard County where these requirements may be relaxed, allowing for a wider range of potential homebuyers to participate.

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