District of Columbia Property Insurance Facility

The District of Columbia Property Insurance Facility (DCPIF) provides essential property insurance coverage to homeowners and businesses in the District of Columbia who have difficulty obtaining insurance through traditional markets. Offering Homeowners Dwelling and Commercial property insurance, the DCPIF serves as a crucial resource for those in need of protection for their properties.

As a F.A.I.R. Plan, the DCPIF is a mandated member for all insurers licensed to write property insurance in the District of Columbia, ensuring broad access to necessary coverage. While homeowners must occupy the property to qualify for coverage, the DCPIF does not offer commercial liability insurance, focusing instead on commercial fire programs for building owners and tenants.

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