The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides users with access to thousands of surcharge-free ATMs, ensuring that there is always an ATM nearby for convenient cash withdrawals and deposits. As part of the network, cardholders can enjoy fee-free transactions and a seamless banking experience.

For Canadian EXCHANGE cardholders traveling to the U.S., the network allows easy access to cash through the Allpoint Network or Accel Debit Payments Network. With a downloadable app available for smartphones, iPads, and Apple Watches, users can quickly locate participating ATMs and manage their accounts effectively.

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