Odyssey Group Holdings, Inc

Established in 1967, W. R. Berkley Corporation is a premier commercial lines property casualty insurance provider. Each of the operating units in the Berkley group participates in a niche market requiring specialized knowledge about a territory or product. Its five business segments include specialty insurance, alternative markets, reinsurance, regional property casualty insurance and international operations. The specialty units underwrites complex and sophisticated risks, including workers' compensation and property coverage and general, professional, product, excess and umbrella liabilities, as well as aviation, commercial transportation and program business insurance. The regional units write commercial lines coverage for small- and mid-sized business firms and governmental entities. This segment also writes surety coverage. The alternative markets units offer insurance products and develop and administer self-insurance programs and other alternative risk transfer mechanisms. The reinsurance units write reinsurance on both a facultative and treaty basis. The company's international business operates in selected regions. Headquartered in Greenwich, Conn., W. R. Berkley Corporation owns Admiral Insurance Company, Carolina Casualty Insurance Company, Monitor Liability Managers and Nautilus Insurance Company.

The Travelers is one of the leading providers of property casualty insurance and surety products and of risk management services to a variety of businesses, organizations and individuals. The company reported 2004 revenues of nearly $23 billion and total assets of more than $110 billion. The Travelers Companies products are distributed primarily through United States independent-insurance agents and brokers. The Travelers is headquartered in New York, NY with operations in Hartford, Conn. The company also has offices in the United Kingdom, Ireland and Canada. It is traded on the New York Stock Exchange under the ticker symbol TRV.

Swiss Re Life & Health America, established in 1863 and a division of Swiss Reinsurance, is one of the leading providers of reinsurance services, and risk and capital management solutions to life insurance companies throughout the United States. Its areas of operations include property, casualty, life and health reinsurance. The services offered by the company include product design and pricing, underwriting and claims management for reinsurances. The capital management services offered by the company include capital and credit solutions, asset management and advisory, and equity investment products. The company also provides study of morbidity trends and mortality rates, and specializes in risk mitigation services. Swiss Re Life & Health America is located in Armonk, N.Y.