Joe Agnello Private Invstgtr

For over 20 years, we've built our reputation on delivering both precision and partnership. Our team stays ahead of industry trends while maintaining the responsive, personalized service that makes us your trusted first call for key decisions. When you work with HFM, you're not just getting an accounting firmyou're gaining a dedicated partner invested in your long-term success.

Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.

Jim Carney previously worked for a large financial services firm. He grew frustrated as the company dictated the types of investments and financial services he should offer to his clients. Jim thought that his clients deserved better and decided to leave the large firm and branch out on his own. Carney Financial Group was founded by Jim, who realized that establishing an independent firm could provide the tools, resources, and ability to service and to dedicate himself to the needs of his clients rather than to the needs and goals of a large corporation. Jim committed himself to create the type of firm he thought was needed in this day and age of rushed and sometimes impersonal or non-existent service. Carney Financial Group, chose to partner with Commonwealth Financial Network , one of the preeminent independent broker/dealers in the United States. The alliance with Commonwealth ensures that clients receive a wide variety of investment choices to complement their goals while helping the company serve clients in a seamless and efficient manner by providing back office, investment, and technology support.