ITT Specialty Risk Service Inc

Founded in 1810, The Hartford Financial Services Group is one of the largest investment and insurance companies based in the United States and offices in Japan, Brazil, Ireland, and England. With more than 30,000 employees, it is one of the leading providers of investment products, including annuities, mutual funds, college savings plans, as well as life insurance, group and employee benefits, automobile and homeowners' insurance, and business insurance. Hartford serves customers worldwide, including individuals, institutions and businesses through independent agents and brokers, financial institutions and online. The Hartford Financial Services Group operates more than 11,000 independent agencies and over 100,000 registered brokers and dealers selling its products. Ramani Ayer has been the chief executive officer of Hartford Financial Service for more than nine years. He has been with the insurance company for over 33 years. Ayer is a graduate of the Indian Institute of Technology with a bachelor s degree, and earned his PhD from Drexel University. The Hartford Financial Services Group is headquartered in Hartford, Conn.

Navigators Insurance has earned an A rating from Standard & Poor s. The company is one of the leading policy writers in the marine insurance market throughout the United States and the world. In addition, in order to diversify its revenue stream and risk profile, Navigators Insurance has branched out to other lines of business, such as specialty insurance products. In 2003, Navigators was the eighth-largest ocean marine insurer in the United States. The company is held by the international insurance holding company, Navigators Group. In addition to other specializations, the group primarily specializes in the marine insurance market. The group conducts its operations through five wholly-owned underwriting agencies.