Independence Holding Company

Swiss Re Life & Health America, established in 1863 and a division of Swiss Reinsurance, is one of the leading providers of reinsurance services, and risk and capital management solutions to life insurance companies throughout the United States. Its areas of operations include property, casualty, life and health reinsurance. The services offered by the company include product design and pricing, underwriting and claims management for reinsurances. The capital management services offered by the company include capital and credit solutions, asset management and advisory, and equity investment products. The company also provides study of morbidity trends and mortality rates, and specializes in risk mitigation services. Swiss Re Life & Health America is located in Armonk, N.Y.