David Toledo - Mortgage Loan Officer

Lu Biondo is a seasoned Mortgage Loan Officer based in Fairfield, CT, bringing 28 years of experience in guiding borrowers through various home ownership needs, including purchasing, building, and refinancing homes. His approach emphasizes personalized consultations and clear communication, ensuring clients understand their options throughout the mortgage process. Specializing in a diverse range of mortgage products, Lu offers expertise in first-time homebuyer loans, construction, and renovation mortgages. Committed to providing a superior lending experience, he focuses on exceeding client expectations and fostering referrals through exceptional service. Generated from the website

Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.

Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.