Brown & Knapp

As an underwriting manager, First State Management Group is part of The Hartford Financial Services Group, one of the largest international insurance and financial services providers based in the United States. FSMG s primary non-admitted carrier is Pacific Insurance Company and on an admitted basis its business is conducted through Trumbull Insurance Company. Other subsidiaries of The Hartford Financial Services Group include Hartford Life Insurance and Hartford Life Private Placement. Founded in 1810, The Hartford Financial Services Group maintains head offices in Hartford, Conn., with additional offices throughout the United States, Japan, Brazil, Ireland and England.

Swiss Re Life & Health America, established in 1863 and a division of Swiss Reinsurance, is one of the leading providers of reinsurance services, and risk and capital management solutions to life insurance companies throughout the United States. Its areas of operations include property, casualty, life and health reinsurance. The services offered by the company include product design and pricing, underwriting and claims management for reinsurances. The capital management services offered by the company include capital and credit solutions, asset management and advisory, and equity investment products. The company also provides study of morbidity trends and mortality rates, and specializes in risk mitigation services. Swiss Re Life & Health America is located in Armonk, N.Y.