Shad T. McCarthy - Caliber Home Loans

Hometown Lenders, Inc. is an integrated partner in a nationwide network of appraisers, closing agents, and lenders. We have local agents in your home town which come to you, at your convenience. (You even have the option of closing your loan right in your own living room!) Along with our established network of strategic business partners, we continuously increase efficiency by streamlining operations and eliminating non-value-added steps in the mortgage process, and we do it all with a smile.

First Citizens BancShares, Inc. (NASDAQ: FCNCA), a top 20 U.S. financial institution with more than $200 billion in assets and a member of the Fortune 500TM, is the financial holding company for First-Citizens Bank & Trust Company ("First Citizens Bank"). Headquartered in Raleigh, N.C., First Citizens Bank has built a unique legacy of strength, stability and long-term thinking that has spanned generations. First Citizens offers an array of general banking services including a network of branches and offices nationwide; commercial banking expertise delivering best-in-class lending, leasing and other financial services coast to coast; innovation banking serving businesses at every stage; personalized service and resources to help grow and manage wealth; and a nationwide direct bank. Discover more at firstcitizens.com.