Sean Carhart at Guaranteed Rate (NMLS #1101321)

is your local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact at for more information!

Chad White is your Denver local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Chad is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Chad at (720) 452-5444 for more information!

Proper Rate is an independent mortgage company offering homebuyers and homeowners personalized lending services through a select team of the most highly experienced and dedicated mortgage professionals in the industry. Powered by one of the nations largest mortgage companies, with leading-edge technology and access to the best loan programs and rate structures, you can expect that Proper Rate delivers all the advantages of a big lender with the hands-on service of a small firm. Contact one of our trusted loan officers today for more information!