Mary Jane Douma - Luminate Bank

Merica Street - Luminate Bank is a premier mortgage lender and broker located in Grand Junction, CO. I specialize in a variety of loan options including Conventional, FHA, CHFA, Jumbo, Reverse Mortgages, Refinances, Purchases, and VA loans. I am dedicated to providing personalized service and tailored solutions to meet the unique needs of each client. Whether you're a first-time homebuyer or looking to refinance, Merica Street - Luminate Bank is here to help you achieve your homeownership goals. NMLS 237728. Mortgage Banking Products are not FDIC Insured.

Choose Guild for who we are. Our loan officers bring honesty and expertise to each relationship. We sort through the complexity. We mind the details. We take our responsibility seriously because it matters to people's futures. We're here to guide you through the biggest transactions of your life. And we're here to serve you long after the loan closes. We operate to earn your business for life, to help you nurture the investment that serves as the setting for many of life's moments - big and small.