Countrywide Home Loans

Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX and licensed in 49 states. As a Fannie, Freddie and Ginnie approved seller/servicer

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.

Steve Haney, the owner of Reverse Mortgage in Denver, CO, has been in the top 10% of his field for many years. He is an expert in many kinds of loans, but his passion is the Colorado Reverse Mortgage. A reverse mortgage is a home loan that lets homeowners convert a portion of the equity in their home into cash. The equity built up over years of mortgage payments can be paid to you. Unlike a traditional home equity loan or second mortgage, no repayment is required until the borrower(s) no longer use the home as their principal residence. Reverse Mortgage offers: Top expertise in the industry, Individual attention, Quality customer service, Education. To be eligible for a HUD reverse mortgage, HUD's Federal Housing Administration (FHA) requires that the borrower is a homeowner, 62 years of age or older; own your home outright, or have a low mortgage balance that can be paid off at the closing with proceeds from the reverse loan; and must live in the home. At Reverse Mortgage we are committed to quality customer service and putting your needs first. If you call our office about a Colorado Reverse Mortgage, you will talk to Steve himself, and your personal questions will be answered immediately. Once you are our client, you become part of our extended family, and we stay in touch after you secure any loan to make sure you are happy with the result. Call Reverse Mortgage now to learn more about this great opportunity!