ANB Bank

American National Bank, a family-owned community bank, has been serving South Florida for over 40 years. With a capitalization exceeding requirements and a 5-Star Rating by Bauer for 38 consecutive quarters, clients can trust in its financial stability and customer-focused approach. American National Bank has been recognized as one of the Top 200 Healthiest Banks in America, receiving an A+ Rating. Ranked #77 out of 4,137 US banks analyzed, it stands out as the second highest rated bank in Florida and the top bank in South Florida. Committed to cybersecurity, American National Bank ensures the safety and security of clients' financial affairs. The bank values privacy and security, emphasizing the importance of safeguarding access codes, passwords, and PINs for a secure banking experience. Generated from the website content

Kirkpatrick Bank is ideally suited to meet the needs of mid-range businesses and non-profits from transaction accounts to loans. Products and services are customized to suit the company, made possible by the commitment of our business bankers to truly know the company. Kirkpatrick Bank offers a full range of business and personal banking and loan products. Come by our office or visit us online.

UMB offers competitive interest rates on a wide selection of home mortgage loans, including conventional loans, jumbo loans and even specialty loans to support our agricultural customers and military veterans. Whether you want a fixed or adjustable-rate mortgage, we have a home loan for you. Fixed-rate Mortgage With a fixed-rate mortgage, your loan terms will include an interest rate that remains static for the duration of the loan. There are also special purchase programs for low-to-moderate income borrowers that allow for down payments as low as 3 percent. Adjustable-rate Mortgage Adjustable-rate mortgages are a type of loan with an interest rate that can fluctuate and change based on the current market and indexed rates. Specialty Loans First-Time Homebuyer Program UMB offers a program to assist qualifying first-time home buyers achieve their dreams of homeownership. We offer assistance on mortgages allowing you to borrow up to 100% of the purchase price of your home. Professional Loans Professional mortgage loans allow for financial flexibility and are tailored to licensed doctorate professionals, including attorneys, dentists, pharmacists, doctors and optometrists. Traditional Mortgage Loans Conventional Conventional loans are the most common mortgage financing requested. UMB's conventional mortgage loans are available through two government sponsored enterprises-Fannie Mae and Freddie Mac. Federal Housing Administration (FHA) Loans Federal Housing Administration (FHA) loans are guaranteed by the federal government and offer options for those who do not have the assets to meet the conventional mortgage loan down payment requirements. Jumbo Loans A jumbo mortgage loan has a loan amount that exceeds conventional loan parameters and is designed to accommodate higher-value homes. United States Department of Agriculture (USDA) Loans The Rural Housing Service (RHS) is an administrative division within the U.S. Department of Agriculture (USDA) that manages loan programs focusing on rural housing for lenders to offer to their communities. Veterans Affairs (VA) Loans VA loans are mortgage loans guaranteed by the Department of Veterans Affairs (VA).