Yvette Garay - Your Home Loan Specialist

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8788 Elk Grove Blvd Ste 12 Bldg 3
Elk Grove, CA 95624
At Xpert Home Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

Reviews

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5.06 reviews
Erik A.
6/13/2025

I've always heard that buying a home can be difficult and extremely stressful, but I can honestly say that Yvette Garay made the entire process feel easy! I still can't believe I purchased my...

Emily Isabel G.
9/30/2023

Wow! Yvette is so incredibly personable and kind, she answered all of our questions and made our dream of buying a home come true. Without her help we would have struggled and had still been...

Sara L.
2/14/2020

Buying your first home can be overwhelming. There's so much to learn and so many new terms and details to follow. Yvette was a dream to work with, it honestly felt like working with a family...

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Cindy B.
8/15/2016

It was a pleasure working with Yvette! A true professional, she kept the entire team updated every step of the way. I first came across Yvette because I needed a Spanish speaking lender for my...

Missy M.
7/26/2017

My husband and I recently purchased our first home. We were referred to Yvette Garay by a family member that told us that she was a dedicated hard-worker and will work closely with us to make sure...

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