Getting my home mortgage with Xcapital has been the best choice I could have ever made. They are patient in understanding your financial needs, scout the best loan options for you, and make...
Xcapital
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XCapital is a full-service mortgage company located in Los Gatos, CA, specializing in various loan programs including purchases, refinancing, and home equity lines of credit. With decades of experience, they are dedicated to helping clients achieve their home ownership goals through tailored mortgage solutions.
The company offers a diverse range of financing options such as Conventional, Jumbo, FHA, and VA loans, alongside unique programs for first-time homebuyers and self-employed individuals. Clients consistently commend XCapital for their exceptional customer service and streamlined processes, making home buying and refinancing a seamless experience.
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Reviews

Definitely Best Mortgage refi I've ever been to. Dan and his team cares and they help everyone to save ! Honest!
I've had three refinances with Dan and he always found the best deals for me. He is honest, straightforward and very professional! Highly recommend!
Dan is absolutely amazing! Quick to respond via SMS/email, he goes an extra mile to make the client happy. His documents are stored in a safe Dropbox folder and he ensures privacy/security of your...
This review is specifically for Dan Koz and his Xcapital team. Dan Koz of Xcapital is a rock star! He and his team (Rocsana and Marina) are absolute professionals and a pleasure to work with....
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