United Wholesale Lending

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917 7th St Fl 1
Sacramento, CA 95814

United Wholesale Lending, based in Sacramento, CA, specializes in mortgage lending services, offering a variety of home loan options including Adjustable Rate, CalHFA, FHA, Reverse Mortgages, USDA, and VA loans. The company also provides refinancing opportunities for existing homeowners, guiding clients through the prequalification process with a focus on transparency and clarity.

Committed to empowering clients with knowledge, United Wholesale Lending features a comprehensive Mortgage Glossary, Loan Checklist, and Homebuyer University on its website. With locations in Downtown Sacramento, El Dorado Hills, and Elk Grove, the company prides itself on building strong partnerships, leveraging cutting-edge technology, and prioritizing a top-notch client experience.

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Reviews

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4.077 reviews
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Jeffrey L.
9/22/2022

I am a homeowner! It was a great experience working with Nick Agar and Caitlyn Vargas. Their attention to detail, personable personalities and willingness to go over a million different...

Seville F.
7/29/2025

The worst mortgage company I have ever dealt with. I agreed to a mortgage recast and made the required payment. They sent me a modification agreement, which I signed, notarized, and returned along...

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Sara M.
4/5/2024

I am so thankful for this mortgage company. My husband and I purchased a home in April of 2020 and were able to refinance it in November of 2020 with United Wholesale at an even lower interest...

Jennifer C.
5/30/2024

I highly recommend UHM. I went through them on my cash out refinance. My mortgage broker, as well as everyone else, were helpful and knowledgeable.

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Caitlyn V.
8/18/2022

Peter, Matt, and his team were absolutely amazing. They helped my husband and I get prequalified and Peter even helped us decide what liabilities were best to pay off to get qualified on a home....

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