UNIFY Financial Credit Union

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1722 S Victoria Ave
Ventura, CA 93003

History

The UNIFY Financial Credit Union story begins with our members. Western Air Federal Credit Union was established in the late 1940's to offer a better and more affordable banking option to airline employees. In the 1980's the name was simplified to Western Federal Credit Union to offer banking services to more companies throughout the country. Nationwide access began to grow with branches opened in Utah, Virginia, Los Angeles, and Camarillo. After multiple mergers, in 2016 Western changed our name to UNIFY Financial Credit Union. It's no wonder our commitment to YOU is providing access to innovative up-to-date banking products, competitive rates, and online or live services designed to improve your financial life.

Specialties

UNIFY Financial Credit Union's goal is to connect YOU to a better banking experience. With great rates, fewer fees, a wide range of savings, lending, and digital products and services, and oh yeah, a lot of free--FREE checking, FREE eBanking and 100,000 fee-FREE ATMs. Open an account online today! Insured by NCUA.

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Reviews

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2.016 reviews
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Ro S.
7/15/2020

My original review of UNIFY and its app shortly after the big merger was a low 2 stars. In the several years since the merger of Fiscal with Western CU the new UNIFY has gotten better and better....

Andrea H.
7/14/2025

I was with unify, Western credit union all of it for about 20 years. I've watched it slow slowly disappear in service, branches, and integrity. Absolute one of the worst banks. Had my son open an...

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Oscar E.
3/30/2024

been a member for 5 years, since I got a vehicle loan with them. Their automatic payments for some reason have an expiration date, I apparently did not set it up right years ago, and it expired 10...

Scott M.
3/28/2025

member of 30 yrs - trying to wire money for several days WITH assistance and suggestions from member service team. submitted forms (2). i called to ensure Forms were received. csr said they...

Ajacks_77
4/12/2025

BETTER communication.. My car was totalled and when I called the nice gentleman told me what I needed to send to apply for a 3mnth deferment. Gave me the email address. Sent that information on...

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