Enrique P.
10/6/2025
I have worked with Tom and his team on two separate occasions and have had great experiences both times. They are very knowledgeable and able to break things down so the average person can...
Tom McMurray - Karbon Financial
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3020 Old Ranch Pkwy Ste 300
Seal Beach, CA 90740
Since 2001, Tom has helped thousands of homeowners purchase and refinance their homes with Low Rates, Five-Star Service and Advice You Can Trust. Tom has held roles ranging from top-producing loan officer to the head of retail sales for a national mortgage lender and now as an independent mortgage broker, hes proud to offer his clients and surrounding communities an extensive array of low-rate mortgage programs and a world-class experience for all their real estate needs. Tom has been recognized as a top performer by Mortgage Executive Magazine, National Mortgage News, Scotsman Guide and Los Angeles Magazine, among others. He is also one of the highest-reviewed mortgage professionals in Southern California.
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Reviews
5.017 reviews
Heather T.
6/20/2018
I worked with Tom and his team on closing a loan in January 2018. It was an accelerated closing on a tight timeline. It was a fairly complicated transaction involving 4 parties, 3 houses, and 2...
Robert G.
8/25/2016
Tom and has team provided the best possible refinance experience. Unlike other's, Tom was not only honest, reliable and punctual - he was very accurate. No surprises. The entire process went...
Natasha Y.
10/22/2021
Tom's was recommended to me by my fantastic realtor Devon Sutton. And I am most thankful for this referral because it turned into the best overall home purchase. During this process my stress...
Melanie H.
9/8/2020
Tom is amazing. Very patient and very responsive to questions and concerns. Responds 24/7. He has helped my with two home purchases and a refinance. Would recommend him to anyone!
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