Todd Shafter

As a licensed California Mortgage Advisor since 2004, I have the knowledge and the experience to help you navigate the ever-changing loan process as it pertains to a refinance or home purchase. Operating under a mortgage bank and brokerage, I can provide multiple loan options to fit your budget then guide you through the loan process to ensure timely possession of your new property or close on your refinance.Whether youre a first-time home buyer, looking to trade-up, deciding to downsize, or simply wishing to make a change, I can help you even before you make an offer on a property. There are many factors to consider when getting a home loan and interest rates are only one element of the complete package. I make sure to understand your budget, income and savings first before recommending any loan products.The financial aspects of buying a home or refinancing can be stressful and overwhelming, but they dont have to be because you will have a trained, trusted and caring professional like me in your corner. Contact me at 510-303-3887 and lets get started! NMLS: 256845, Branch NMLS: 1734469