The Exchange Network

The Exchange Network, located in Carlsbad, CA, provides a vast network of surcharge-free ATMs for its members, ensuring access to cash without incurring additional fees. Cardholders can easily locate participating ATMs, and those traveling to the U.S. can continue to use their debit cards through the Allpoint Network or Accel Debit Payments Network.

This network is operated by Ficanex Services Limited Partnership, which caters to various financial institutions, allowing for convenient withdrawals, deposits, and PIN changes. The Exchange Network also offers a mobile app for users to find ATMs and manage their transactions efficiently.

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