The Exchange Network

The Exchange Network, based in Santa Cruz, CA, provides a vast network of surcharge-free ATMs for its members, ensuring convenient access to cash without additional fees. Cardholders can easily identify their participation by checking for The Exchange logo on their debit cards or by confirming their bank's membership in the network.

Designed for both local users and travelers, The Exchange Network allows Canadian cardholders to access their funds through the Allpoint Network or Accel Debit Payments Network while in the United States. The company is operated by Ficanex Services Limited Partnership, which oversees the network's operations and member services.

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