The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a convenient solution for users to access their cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, cardholders can easily find an ATM nearby for their banking needs.

Designed for both local and traveling customers, the network allows Canadian EXCHANGE cardholders to utilize their debit cards through the Allpoint Network or Accel Debit Payments Network while in the United States. The Exchange Network also offers a mobile app for easy access to ATM locations and additional services.

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