The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a convenient solution for accessing cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, users can easily find an ATM nearby to make withdrawals, deposits, and PIN changes.

Designed for both local and Canadian travelers, The Exchange Network allows cardholders to utilize their debit cards through the Allpoint Network or Accel Debit Payments Network while in the U.S. The service is accessible via a user-friendly app available for smartphones, iPads, and Apple Watches, enhancing the overall banking experience.

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