The Exchange Network

The Exchange Network, based in Hayward, CA, offers a vast network of surcharge-free ATMs, ensuring that users can easily access their cash without incurring additional fees. By checking the back of their debit cards, users can determine if they are part of the Exchange Network and enjoy seamless transactions at participating financial institutions.

For Canadian EXCHANGE cardholders traveling to the US, the network provides convenient access to cash through the Allpoint Network or Accel Debit Payments Network. The Exchange Network is operated by Ficanex Services Limited Partnership, dedicated to enhancing the banking experience for its users.

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