The Exchange Network

The Exchange Network, based in Watsonville, CA, offers a vast network of surcharge-free ATMs, ensuring that users can easily access their cash without incurring additional fees. Cardholders can check for membership by looking for the Exchange logo on their debit cards or by confirming with their financial institutions.

In addition to providing convenient ATM access, The Exchange Network supports Canadian cardholders traveling to the U.S. by allowing them to use their debit cards through the Allpoint Network or Accel Debit Payments Network. The company is operated by Ficanex Services Limited Partnership, which oversees the network's operations and member services.

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