Smart Buy Insurance Center

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344 S 5th St
Oxnard, CA 93030

Smart Buy Insurance Center in Oxnard, CA, offers a range of insurance products including auto, home, business, and specialty coverage for individuals and families. With over 20 years of experience, their team of agents and brokers specialize in finding the best deals to meet their customers' unique needs.

Known for their excellent customer service and substantial discounts, Smart Buy Insurance Center provides California residents with great savings, especially for those who combine their auto and home insurance policies. Whether you're a good driver, homeowner, or business owner, their family-operated agency is dedicated to ensuring you have the protection you need.

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Reviews

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5.06 reviews
Photo of Karen A.
Karen A.
3/27/2025

Chris and Lena are very helpful in finding the best car insurance, policy with a reasonable rate, for me as their customer year after year. Thank you boss.

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Julie Z.
1/9/2019

I have been going through smart buy/Ramirez ins for 15+ years. Chris always goes above and beyond to help me with all my auto insurance needs. Everyone in the office is super helpful!

Tony S.
12/29/2021

The team at Smart Buy is amazingly supportive. Most large insurance companies place you on hold and say they will get back to you. The help I have received for my family members is far better and...

Nancy B.
6/23/2017

Best insurance agents around, hands down! They provided me with a pamphlet that lists everything you need to do in case of an accident. I was hit from behind a month ago and was frantic, trying to...

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Cris R.
12/5/2014

Amazing & superb service. I get treated like family every single time I go in there. They are honest, friendly, informative, and always willing to explain things in a way I can understand. My...

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