Richelle Murphy-Mann Mortgage

Elite Mortgage and Financial Services is an approved FHA lender servicing the great state of California. We are dedicated to providing the most reliable and efficent FHA loans in California. We are amongst the elite of today's FHA Approved Lenders in California. We pride ourselves in being knowledgeable and up to date on the most current information, polices, loan limits, and procedures from The Federal Housing Authority.The Federal Housing Administration, generally known as "FHA", provides mortgage insurance on loans made by FHA-approved lenders throughout the United States and its territories. FHA insures mortgages on single family and multifamily homes including manufactured homes and hospitals. It is the largest insurer of mortgages in the world, insuring over 34 million properties since its inception in 1934.FHA does not make loans. Rather, it insures loans made by private lenders. The first step in obtaining an FHA loan in Califronia is to contact Elite Mortgage and Financial Services. Second, Elite Mortgage and Financial Services will assess the prospective home buyer for risk. FHA's mortgage insurance programs help low- and moderate-income families become homeowners by lowering some of the costs of their mortgage loans. FHA mortgage insurance also encourages lenders to make loans to otherwise credit-worthy borrowers and projects that might not be able to meet conventional underwriting requirements, protecting the lender against loan default on mortgages.Elite Mortgage and Financial Services( 559 ) 436-6880684 W. Cromwell Ave. Suite 101 Fresno, 93711