Mario R.
3/5/2018
As a realtor in San Diego I have to be very meticulous about what lenders I recommend to my clients . Ray Ferguson is always at the top of my list without hesitation. His over deliver work ethic...
Ray Ferguson - Bay Equity Home Loans
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3450 Bonita Rd Ste 108
Chula Vista, CA 91910
Ray Ferguson - Bay Equity Home Loans in Chula Vista, CA is a full-service mortgage lender dedicated to assisting individuals with their home loan needs. Whether you are a first-time homebuyer, seeking to refinance, or exploring specialty loan options, they are equipped to support you throughout the entire process.
Established in 2007 and licensed in 48 states and DC, Bay Equity prioritizes building personal relationships with their clients. They offer a seamless and secure online application process that can be conveniently completed on your smartphone or computer, or you can opt for personalized guidance from one of their experienced loan officers.
Bay Equity emphasizes the importance of understanding that behind every loan is someone's home, showcasing their commitment to providing exceptional service. With a strong focus on communication and customer satisfaction, they strive to make the home buying or refinancing experience as smooth and stress-free as possible.
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Reviews
4.515 reviews
Tony M.
6/16/2017
I would not recommend this company. While we had limited dealings with Ray himself, we did work with a "rep" named Joseph. Joseph made a lot of promises (such as helping to write letters,...
Jason R.
9/5/2018
Since the first conversation we had with Ray Ferguson at Bay Equity, we knew he was the right loan officer for the job. We were first time homebuyers and he really walked us through the entire...
Leslie L.
4/19/2017
Top notch service was what I experience when working with Ray. I was the listing agent on a transaction of which he represented the buyers. We did run across a couple bumps in road, however as a...
Rommel R.
7/1/2014
Thank you Ray Ferguson and Bay Equity for such a wonderful job on getting a loan for my buyers the DABU Family. The Dabu's are extremely satisfied with everything and are so happy to finally get...
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