Rate Plus

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5 Holland Ste 115
Irvine, CA 92618

Rate Plus, Inc. is a leading mortgage company based in Irvine, CA, offering a range of loan programs to help individuals achieve their homeownership goals. With a commitment to providing a simple, smooth, and speedy mortgage process, they prioritize maximizing savings and bringing peace of mind to their customers. Whether it's purchasing a new home, refinancing for a lower rate, or accessing extra cash, Rate Plus, Inc. offers affordable loan programs and unparalleled service to meet the needs of their clients.

With unbeatable rate and fee combinations, Rate Plus, Inc. stands out in the industry, ensuring lower monthly payments and maximizing borrower savings. Their knowledgeable and responsive loan representatives make the loan process hassle-free, and their dedication to customer satisfaction is evident in their numerous happy customers. As a trusted mortgage provider, Rate Plus, Inc. takes pride in helping individuals achieve their homeownership dreams with their simple, smooth, and speedy mortgage solutions.

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Reviews

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3.527 reviews
Brian S.
5/26/2021

I just completed my refinance with Rate Plus and by far this has been the smoothest and fastest refinance I've ever done. 10 days. That is the number of days it took from the initial application...

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Kiat H.
1/18/2022

It is completely unethical for Rate Plus to send out mailers that say "Rate Review Department" on the front together with my *current* mortgage lender's name, but then the so-called rate review is...

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Michael C.
7/1/2021

Took longer than expected, the agent kept copying me on internal emails and even forward me a screenshot of somebody's loan with phone #,s email address, and SSN, very unprofessional. They rolled...

Wendy G.
10/13/2022

THEY LITERALLY RUINED OUR CREDIT !!!!! We did a refi with RatePlus that closed in December (two months late) . We sent our mortgage payments on time to them for the next several months , where...

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Steve P.
6/12/2021

This company was highly recommended to us, sadly we had the misfortune having Hugo Llamas as our loan "officer " He's not very nice to deal with, very condescending, obnoxious and a total...

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