Rate

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1165 Coast Village Rd Ste C
Santa Barbara, CA 93108
Rate is one of the largest retail mortgage lenders in the United States. Founded in 2000 and licensed in all 50 states and Washington, D.C., we are committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact one of our trusted loan officers today for more information!
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Reviews

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5.014 reviews
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Tom M.
8/18/2025

Christian came recommended to us. He was invaluable navigating the mortgage process for our family. He went above and beyond over many months during our SB house hunt. Extremely responsive and...

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April A.
1/12/2022

In March we purchased a condo in SB East Beach and we were lucky to find and work with Christian for that transaction. So when it came to our second purchase - it was a no brainer who we wanted to...

Aida T.
10/10/2023

Christian always responded so quickly and had all the information I asked for. I don't believe I ever mentioned my house address in my emails during and after closing, yet he knew exactly what...

Lindsey M.
6/30/2023

Christian is literally the only reason we were able to purchase a home. He scoured the world and worked tirelessly to ensure we were able to get what we needed to make our dream a possibility. He...

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Katie D.
4/18/2023

If I could give Christian 10+ stars, I would. I am a first-time home buyer and Christian made the daunting process completely seamless. I was connected to Christian from close friends who used him...

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