Ras Financial

Citi is a financial services company, which offers a range of financial products and services, including Citi's digital banking services, mortgage products, personal loans, and small business banking products and services, Citi Cards' credit card offers, and Citi Personal Wealth Management's investment products and services. Deposit and Lending products are offered by Citibank, N.A. NMLS ID 412915 Equal Housing Lender and Member FDIC.

Thomas proudly serves clients in All 50 States. Thomas has 7 years of experience as a Senior Home Lending Advisor and specializes in preapproval, fixed-rate mortgages, adjustable-rate mortgages, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Thomas is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Thomas can help you get a clear picture of what might work best for you. Thomas will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Thomas wants to ensure that you have a positive home lending experience.

H&R Block tax professionals know taxes and can handle your tax needs and maximize your refund. Set up an appointment in your local tax preparation office or work with your tax consultant from home. Whether you come in to your local Newark H&R Block office to work with your tax pro or drop off your documents and go, your well-being is our top priority. By deep cleaning offices, disinfecting high-touch areas after each appointment, and social distancing, we're doing our part to keep our communities safe. If you want to work with your tax pro from home - just call and ask to use our Digital Drop-Off service. You'll get an email from a tax pro with a link to upload your documents.