Ras Financial

Bank of the West provides checking, savings, credit cards, mortgages, auto loans, business banking, commercial banking and more. Bank of the West pairs the mobile and online banking capabilities of a world-class global bank with the personal attention of a local bank. Member FDIC. Equal Housing Lender. Visit us at 35125 Newark Blvd, Newark, CA 94560

Citi is a financial services company, which offers a range of financial products and services, including Citi's digital banking services, mortgage products, personal loans, and small business banking products and services, Citi Cards' credit card offers, and Citi Personal Wealth Management's investment products and services. Deposit and Lending products are offered by Citibank, N.A. NMLS ID 412915 Equal Housing Lender and Member FDIC.

Thomas proudly serves clients in All 50 States. Thomas has 7 years of experience as a Senior Home Lending Advisor and specializes in preapproval, fixed-rate mortgages, adjustable-rate mortgages, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Thomas is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Thomas can help you get a clear picture of what might work best for you. Thomas will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Thomas wants to ensure that you have a positive home lending experience.