PGS Home Loans

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5731 Palmer Way Ste D
Carlsbad, CA 92010

PGS Home Loans is a leading mortgage company located in Carlsbad, CA, serving clients in the beautiful Southern California region. With a dedicated team of professionals, PGS Home Loans is committed to the success and satisfaction of their clients, offering a range of loan programs and tools to help individuals achieve their home buying or refinancing goals.

With a focus on providing exceptional service, PGS Home Loans has garnered praise from clients who have experienced their expertise and personalized guidance throughout the mortgage process. From securing low-rate loans to offering advice and answering questions, the team at PGS Home Loans goes above and beyond to ensure a smooth and stress-free experience for their clients.

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4.514 reviews
Photo of Victor R.
Victor R.
9/13/2025

we just closed out a loan with them last week. From the first time we walked in there office and met Josh and had the first conversation he made us feel comfortable and welcome and did say they...

Photo of Kristiana C.
Kristiana C.
12/7/2024

Josh and Kristal were amazing. As first time homebuyers the process seemed daunting. PGS took their time to explain, sometimes more than once as needed, each step as we went. They remained...

Photo of Claire A.
Claire A.
2/27/2024

Josh Jelsing and his team are a dream team! They've helped us with FIVE home purchases and two refinances. We are self-employed, so proving income was tricky, but they got the job done. Josh does...

Jeanette A.
4/15/2024

Unbelievably professional, efficient, and communicated well throughout the process. Of all of my home purchases, this was by far the less stressful because of Josh. I would recommend him to...

Kevin F.
5/15/2024

This was our 3rd home buying experience and by far the easiest and least stressful event by far. PGS home loans made that possible! They made us feel like extremely valuable clientele with a...

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