Optimal Loans

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4061 E Castro Valley Blvd
Castro Valley, CA 94552
As a Mortgage Brokerage, we specialize in facilitating homeownership for families, offering financing solutions for real property. Our expertise extends to the purchase business, catering specifically to first-time home buyers, ensuring their journey to owning a home is seamless and supported. Additionally, we specialize in refinance, including reducing mortgage payments, consolidating debt with cash-out options, and funding home improvement projects.

Reviews

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5.07 reviews
Tim N.
1/11/2022

I usually don't write reviews, but I do read a lot of them. I wanted to post this because a refinance on a house is an important financial decision and is very easy for an institution to take...

Abijith S.
6/10/2024

Karan, Efren and Vivilya together form an amazing Trio when it comes to Mortgage services and was super helpful and delivered at an amazing speed for my mortgage requirements. They were super...

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Steffon R.
10/20/2023

Karan, Efren, and their team have been a pleasure to work with during my first home purchase. They move extremely quick (closed in 18 days!) and kept up constant lines of communication throughout...

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Saritamlobo ..
9/23/2020

Karan and his team went out of their way to provide exceptional service. We were able to find the best possible rate and closing cost compared to some of the others that we had spoken to at the...

James D.
9/24/2020

Karan was very easy to work with and so was his team. He was forthcoming and felt trustworthy. Not only did he give us the best rate of 5-10 others but he was also very helpful through the process...

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