New Gate Insurance Services

Melchor & Associates Accounting and Tax Services is a women-owned firm based in Watsonville, CA, with roots originating in California. Specializing in tax preparation, they offer services for both personal and business tax needs, including entity formation and assistance with back taxes. Committed to simplifying tax filing, Melchor & Associates is dedicated to delivering personalized tax services tailored to empower clients in making informed financial decisions. Their team of experts skillfully navigates the IRS system to minimize tax liabilities, ensuring compliance and peace of mind for their clients. Generated from the website content

At On Q Financial, we make the mortgage process simple. Our loan officers at our Santa Cruz branch provide you with outstanding support and guidance. Our streamlined process & superior customer service by our loan officers eliminates the confusion, stress & delays associated with home loans. We offer a variety of tools like our mortgage calculators to help you estimate your monthly mortgage payments & mortgage education to help you understand how down payments, fees, mortgage insurance, & interest rates work. Whether you are looking for FHA loans, VA loans, Conventional loans, USDA loans, Refinancing or Down Payment Assistance, we have everything you need to get started. We are excited to make your dream of homeownership a reality.