Merit Systems

Merit Credit Systems, located in Glendora, CA, specializes in providing robust credit report interfaces that allow businesses to seamlessly integrate live data from major credit bureaus, including Equifax, Experian, and TransUnion. Their flagship product, the Merit Credit Engine, is designed to streamline credit retrieval and decision automation, enabling users to centralize their credit processes and reduce operational costs.

The company's solutions support a variety of applications, including compliance with the Military Lending Act and risk-based pricing disclosures, while offering access to both US and Canadian credit data. With a focus on connectivity and customization, Merit Credit Systems empowers businesses to implement their own user interfaces and scoring algorithms through a flexible programming API.

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