Ladera Lending - Jason Smith

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23101 Lake Center Dr Ste 250
Lake Forest, CA 92630
Since beginning my mortgage career in 2007, I have assisted over 2,200 clients in fulfilling their dream of homeownership or improving their financial situation through cash-out or interest rate reduction refinances. I specialize in Cash-Out, Rate & Term, and purchase transactions. As an expert in all residential loan types, including Non-Agency (Jumbo), FHA, VA, Conventional, High Balance, HELOCS, HELOANS, DSCR, Streamlines, Non-QM and bank statement loans, my goal is to provide you with the lowest interest rates in the market, combined with world-class service, with the hope of keeping you as a client for life.

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5.03 reviews
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Robert B.
11/12/2025

I am a real estate agent that has worked with Jason several times. It is important to me that my clients are given the white glove service. He has many programs to offer all types of buyers....

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Timothy W.
10/15/2025

Jason has assisted quite a few of my clients. He operates with speed and accuracy. His diverse product portfolio allows him to work with all loan types.

Elizabeth R.
5/1/2024

Jason is a Financial ninja!! We had an increadibly difficult loan (liens, old HELOC etc) 3 other finance Companies wasted our time, money and severely damaged our credit score. I was highly...

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