Kolby Gibson - APM Mortgage

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527 Encinitas Blvd Ste 202
Encinitas, CA 92024
+1 (760) 822-3640
http://www.apmortgage.com

American Pacific Mortgage (APM) is a leading mortgage lender based in Encinitas, CA, with a dedicated team of experts offering a wide range of home loan options including buying, refinancing, and building homes. Led by Branch Manager Kolby Gibson, who brings over three decades of experience in the industry, APM is committed to helping clients achieve their homeownership dreams with personalized service and expertise.

Specializing in Conventional, FHA, and VA Loans, APM prides itself on its community involvement, core values, and diverse loan programs to cater to various financial needs. With a focus on customer satisfaction and a strong reputation for excellence, APM stands out as a trusted partner for individuals seeking mortgage solutions in the Southern California region and beyond.

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5.05 reviews
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MJ M.
10/16/2018

As a real estate professional doing almost 200 transactions a year it is one of our main priorities to insure the mortgage professional who is handling the loan perform for us. Recently Kolby...

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Jenelle L.
10/24/2019

Kolby and his amazing team have worked their magic time and time again for us! Whether you are purchasing or refinancing, they work tirelessly to get you the best loan package and see your loan...

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Marc L.
9/9/2016

Kolby did a loan for me in 2015 and helped me purchase a home in San Marcos. His team was professional, ontime, and very organized. They were able to close on-time even though we switched the type...

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Robynn W.
6/18/2017

I want to express my excellent satisfaction with the great mortgage at APM. Kolby, the president at APM Encinitas branch, did the offer selection. I got the offer out of 6 offers. I was excited...

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Malia A.
1/24/2017

We have used Kolby and his team a few times over the years and they have always been uber professional and attentive to our needs. We always got the lowest rates and he knows what he is talking...

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