John Crespy - Raymond James

The JLF Firm is a California personal injury law firm founded by Attorney Jeff Fayngor, dedicated to fighting for the rights of injured victims. With a team of experienced personal injury lawyers, they provide top-notch legal services to clients in a diverse range of practice areas, including auto accidents, truck accidents, motorcycle accidents, bicycle accidents, pedestrian accidents, dog bites, slip and falls, Uber accidents, and wrongful death cases. The JLF Firm goes the extra mile for their clients, holding insurance companies accountable and ensuring fair compensation. The JLF Firm operates on a no recovery, no fee basis, meaning clients only pay if they successfully recover money for them. Their California personal injury lawyers understand the financial burden that follows an accident and strive to alleviate the stress by offering free consultations and tying their compensation to their performance. With multiple office locations in Downey, El Monte, Riverside, San Bernardino, and Pomona, scheduling a consultation is convenient and easy. Whether negotiating with insurance companies or taking a case to trial, The JLF Firm is committed to getting their clients the compensation they deserve.Generated from the website

Pacific Mortgage Exchange , Inc. of Palm Desert, CA has been your devoted hard money lender for over 20 years! Pacific Mortgage Exchange , Inc.’s reliable hard money loan programs make the process of investment funding fast and convenient and enables clients nationwide with income-producing properties to receive funding in a short period of time with our simplified loan process. What is a Hard Money Loan? By definition a hard money loan is a very specific type of loan that revolves around asset-based loan financing by which a borrower will receive funds secured by the value of owned real estate. Hard money loans will typically be issued under private investors or companies (such as ourselves), as opposed to banks. Because of this, the interest rates of hard money will generally be higher than more conventional commercial or residential property loans. The reasoning behind this lies in the riskiness of the loan that is issued by the lender. Most hard money loans are used for short-term projects typically lasting from a few months to no more than a few years. The criteria that is gauged when considering a good candidate for a hard money loan varies largely by the various lenders and purpose, however, most hard money lenders primarily qualify this type of loan based on the value of the real estate being collateralized, although credit scores, income and other conventional criteria may still be added into the loan evaluation.