Joe Magallanes at Guaranteed Rate - NMLS #

The San Diego County Employees Retirement Association is an independent association that strives to provide retirement and associated benefits for the employees of the county of San Diego. Established in 1939 and located in San Diego, the association is also responsible for the collection and management of retirement funds. It additionally provides a wide range of retirement benefit options to more than 34,000 members per their individual requirements. It also provides online information about several retirement benefit options, such as unmodified benefit, cash refund annuity and joint and survivor benefits, which determine the amount of retirement benefit and eligible beneficiary. Additionally, the San Diego County Employees Retirement Association manages a multi-billion dollar pension fund to provide retirement benefits to its members.

Guaranteed Rate Inc. is one of the largest retail mortgage lenders in the United States. Founded in 2000 and licensed in all 50 states and Washington, D.C., it has helped homeowners nationwide with home purchase loans and refinances.