Joanna Sandoval-Wells Fargo Home Mortgage, NMLSR #450753

U.S. Bank offers a comprehensive mortgage service through its Mortgage Loan Officers (MLOs) located across various states, including California. These professionals are dedicated to guiding homebuyers through the entire process, from initial inquiries and prequalification to closing on a home. Their expertise extends to providing information on rates, special programs, and grants, ensuring that clients are well-informed and prepared for homeownership. U.S. Bank emphasizes a customer-focused approach, aiming to facilitate a smooth mortgage application and underwriting experience while adhering to regulatory guidelines. Generated from the website

No matter where you are in the home buying process, I can help. As a mortgage sales supervisor right here in Aptos, I work with you to help you find the right mortgage for your unique situation. You probably have lots of questions. How much house can I really afford? Which type of mortgage best fits my needs? I can help you answer questions like that and I've worked with lots of people in and around Aptos with home financing needs similar to yours. I'm proud to work for a reputable bank like U.S. Bank, and you can trust me to do what's right for you. So give me a call at 831.688.7161.

Whether you are buying your first home, a new investment property, or building the home of your dreams, American Pacific Mortgage will confidently and thoroughly assist you from approval to closing. Learn more about about the purchasing power of our Keys On Time Program, ready to close in up to 20 days. Thinking of refinancing your mortgage? Refinancing can be a great way to increase your monthly cash flow by resetting your mortgage terms with a lower interest rate and lower monthly payment. When you need cash to fund your next adventure, American Pacific Mortgage can help you quickly and easily access the equity from your home. Your dreams and your cash are waiting for you.