Jason Stafford at Guaranteed Rate Affinity (NMLS

State Farm, established in 1922, offers a diverse range of insurance and financial services products, including auto, homeowners, and small business insurance, designed to meet the evolving needs of its customers. With over 91 million policies and accounts managed, the company prides itself on personalized service and dedicated agents to help clients save money and protect their assets. In addition to insurance, State Farm emphasizes community involvement and environmental responsibility, striving to create a better future for both its customers and the world. Their user-friendly online tools and award-winning mobile app make managing insurance needs convenient and accessible for policyholders. Generated from the website

Rubens proudly serves clients in the Del Mar, CA area. Rubens has 18 years of experience as a Senior Home Lending Advisor and specializes in preapproval, lending to self-employed clients, fixed-rate mortgages, adjustable-rate mortgages, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Rubens is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Rubens can help you get a clear picture of what might work best for you. Rubens will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Rubens wants to ensure that you have a positive home lending experience.