Jacob Todd

When buying a house or refinancing your mortgage, you can count on one of the nation’s most experienced mortgage lenders to guide you through the process and explain your home loan options. Work with us and we’ll help illuminate your path to homeownership, whether you’re just starting or you’ve found a house you love. Contact us to learn more. Equal Housing Lender.

The Independent Home Finance Team is your premier VA mortgage team. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

Ryan Zoss is your Newport Beach local lender. As a loan officer at Certainty Home Lending, Ryan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ryan at (949) 338-7624 for more information!