Hayward Bay Investments Corp

Emerge Financial Group, based in Oakland, CA, offers a comprehensive range of financial services, including accounting, financial consulting, and tax management tailored for both businesses and individuals. With over 30 years of experience, the firm is dedicated to enhancing clients' net worth through personalized wealth management and strategic financial planning. Committed to excellence, Emerge Financial Group prides itself on its skilled team that prioritizes clients' unique goals and aspirations in their financial journey. The firm is solutions-driven, ensuring a holistic approach that often surpasses traditional financial planning methods. Generated from the website

Gusman & Associates is a health insurance company located in Oakland CA. Known for its personalized service and comprehensive coverage options the company helps individuals and families navigate their healthcare needs. With a dedicated team of professionals Gusman & Associates aims to provide clients with the best insurance solutions tailored to their unique circumstances. Generated from this place's information

John is a Principal and Managing Director at Robertson Stephens’ San Ramon and Burlingame offices in the San Francisco Bay Area. John and his team specialize in retirement distribution planning, serving clients in or near retirement. John’s team uses a total-solution approach to planning, including income tax reduction, estate conservation, portfolio management, and retirement distribution planning. Prior to joining Robertson Stephens, John was CEO of LFS Wealth Advisors, a SEC registered investment advisor headquartered in San Ramon, CA. John’s team also served his Bay Area clients from an additional office location in Burlingame, CA. John is a Certified Public Accountant (CPA) and a Certified Financial Planner (CFP®) professional. He received his B.Sc., (Accounting) from California State University, Fresno, and Master of Science in Taxation from Golden Gate University. John is a public speaker on financial topics and has authored numerous financial books and booklets, including Winning the Retirement Race Between Time and Money; What Should I Do Before Anything Happens to Me; Suddenly Single; IRA Survival Guide After the SECURE Act, and more. John is a firm believer in financial literacy. He was a co-chair of the California Society of CPA’s Financial Literacy Committee. He also founded Financial Aptitude Training (FiAT™), a Sec. 501(c)(3) non-profit organization teaching financial literacy to adults and teens in underserved communities. John enjoys reading, playing with his pets, and music. He lives with his wife in Danville, CA.