Refinancing and all the paperwork is never easy, but Gene & Bernie and team made the entire experience worthwhile and a pleasant experience. They helped us during the initial purchase and now...
Gene Agustin & Bernie Tomei
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Lucent Mortgage, based in Rocklin, CA, offers personalized mortgage services to assist clients in purchasing or refinancing their homes. With over 30 years of combined mortgage lending experience, their mission is to provide an unparalleled client experience by prioritizing honesty, diligence, and communication. They offer a wide range of loan products and programs, including fixed-rate and adjustable loans, FHA and VA loans, home equity lines of credit, and down payment assistance.
Lucent Mortgage strives to make the home financing experience seamless and stress-free, walking clients through the mortgage process from start to finish. They aim to educate clients on programs and options that fit their immediate and long-term needs, partnering with Realtors to utilize their Same As Cash FastPASS program for a smoother contract process. Their dedication to helping clients buy their first home, invest in real estate, and save money sets them apart in the industry.
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Reviews
Gene and Bernie are absolutely stellar! They helped me with my FHA loan working tirelessly against a tight deadline. They solved a complex problem to make my loan happen while two other lenders...
My Husband and I were lucky we got to work with Gene and Bernie! They are a blessing to have on your side when buying a home! Gene prides himself on teaching you all the ins and outs of purchasing...
Bernie & her team were so kind and helpful explaining all the complexities of mortgages and loans and closings to us as first time homebuyers. Whenever I had a question, Bernie was available...
We worked with Bernie recently on a home purchase and had a great experience after being referred by our realtor. She is prompt and communicative. Would highly recommend!



